Businesses = idiots who want my money

Businesses must be, as a rule, run by retarded people.

Liz and I opened a joint bank account the other day. This has caused no end of problems, not one of which was our fucking fault. First, her direct deposit tried to go into her old bank account, which being closed, would not accept it. This is a similar situation to what happened with my direct deposit fuckup except slightly better except not, because the bank account in question 1) existed at some point and 2) belonged to the person who was getting the money.

The bank people claimed she would be able to access our account via her existing online banking username and password. We would have appreciated it if the bank people had been so kind as to inform us at that time that they were lying to us. She is currently only able to access the account using my password and name. This is not a problem apart from the fact that the bank people are dirty god damned liars who lie to people and don't tell the truth when they do it. Also, her debit card doesn't work, which we kind of figured would happen and we never even bothered to ask about.

Today, and this is where the complaint against dumbasses running businesses comes in, we sat down to figure out why our account had got so low. We looked at our online ledger which showed us no fewer than fifteen pending transactions. When we removed from consideration the deposits, there were thirteen pending transactions. Many of these transactions are from Thursday, when we went to Indianapolis, or Friday, when we were in town, or the weekend. Now I certainly know that banks don't do a god damn thing on the weekends, and they had, for some inexplicable reason, President's Day off. But the fact that since Thursday none of our transactions have gone through is not the fault of the banks.

This indeed has happened once before - to Liz when she was closing her personal bank account. She had a pending four dollar transaction on her card, which was at Chik-Fil-A, the famous mall crappy chicken "fast" "food" "restaurant". She hadn't used the card since the first day of that week, and the day we closed the account was either a Wednesday or a Thursday. Either way, they'd had three days to take their money. Apparently businesses aren't in any hurry to be paid for things, which is odd, because if you actually try the Wimpy approach ("I'll gladly pay you Tuesday for a hamburger today," from Popeye cartoons) they will laugh in your face and probably spit at you and call the police because there is a crazy person in their place of business and they don't have to put up with that.

And I thought debit cards removed the money from your account instantly, and credit cards chalked up a running tally for you to pay later. Maybe I need to redefine. Or they do.

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