04 April 2009

We're here to defend wealth

I'm not sure when I decided I hated money, but I think it was around age ten. Yes, ten. I took a good hard look at the function of money in society and decided it was a middleman and therefore could be removed completely. I came up with my own simple way of acquisition of goods and job creation - everyone can go in and take what they need. Nobody steals anything because the idea is meaningless. Everybody works unless it's medically necessary to not work (that would include old age).

I'm well aware of how complicated this would be to do worldwide (because it would be necessary to implement it worldwide), however in our current system, people can go into debt and even bankruptcy before age 25. There is an entire industry based on high-interest short-term loans to people who are already living paycheque to paycheque. There is an entire second industry based on the first one that takes any and all information surrendered at the high-interest loan place and bombards the phone numbers with unsolicited text messages and phone calls at odd hours, and the email addresses with hundreds (at least) of spam messages (how spam messages make any fucking money for anyone I've yet to understand).

Money is theoretically how we determine if someone has worked hard enough to receive certain goods and services. When we throw CEOs, no-talent musicians, professional athletes, and all of Wall Street and the City into the mix, doesn't that completely bastardise that definition? I defy anyone to tell me how a stockbroker works harder than a minimum wage retail worker. I defy anyone to tell me how a professional athlete works harder than a factory worker who works twelve hours per day in dangerous and unhealthy surroundings, and then his bosses try to cut his pay to raise theirs. How the hell do Nickelback deserve all that money they make?

I won't even get started ... that's a fucking lie, I'm already started on the health insurance industry. When people get sick, the options include pay cash for treatment (usually an entirely too-large amount) or already have insurance before you even got sick. Isn't "insurance" a euphemism for "protection racket"? Anyway, the insurance doesn't even work that well because if you already have insurance, odds are it doesn't cover everything. It doesn't necessarily even cover what you need. And even if it does cover what you need, some shitbag at the company can just decide you don't really need this particular procedure. An insurance company isn't there to help its customers, it's there to take their fucking money.

Even if the insurance company DOES pay for some of your treatment, they probably won't pay for the whole thing (which makes PERFECT SENSE!). They'll pay for maybe half to three quarters of the bill, leaving you with a huge amount of money to pay them. Gods help you if you're really sick and need multiple procedures, and even more so if you're young and don't have a lot of money anyway.

Recently I've heard and seen a lot about a move towards universal health coverage. Some of this I've heard from representatives of doctors and insurance companies. The representatives of insurance companies I don't fucking trust - I'm completely certain they only want a law to make god damn sure every human in America has to buy a policy from their existing company, and they can still turn people away for procedures their doctors (you know, the people who are fucking qualified to decide if something is medically necessary) have decided is medically necessary. Frankly, I wouldn't be satisfied if that happened. I guarantee anyone with an existing medical bill will be totally screwed. The only thing I'll be actually satisfied with is full health coverage including psychological, surgical, and preventative treatment.

It worked for every other post-industrial nation in the world; I think we could pull it off.

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Now listening: Billy Bragg - No Power Without Accountability